Terms of Service

Effective Date: 8/18/2025

1. Acceptance of Terms

By accessing and using FinAItics ("Service"), you agree to be bound by these Terms of Service.

2. Description of Service

FinAItics provides AI-powered financial analytics and cash flow visualization for small and medium-sized businesses. The Service integrates with various financial platforms including QuickBooks, Plaid, and other financial data providers.

3. User Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials
• You agree to provide accurate and complete information
• You are responsible for all activities that occur under your account
• You agree to comply with all applicable laws and regulations

4. Data Security and Privacy

We take the security of your financial data seriously. All data transmissions are encrypted, and we follow industry best practices for data protection. Please refer to our Privacy Policy for detailed information about how we collect, use, and protect your data.

5. Third-Party Integrations

Our Service integrates with third-party financial services. You acknowledge that:

• Your use of integrated services is subject to their respective terms and conditions
• We are not responsible for the availability or accuracy of third-party services
• You authorize us to access your accounts on these platforms on your behalf

6. Intellectual Property

All content, features, and functionality of the Service are owned by FinAItics and are protected by international copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

FinAItics provides the Service "as is" without warranties of any kind. We are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

8. Termination

We reserve the right to terminate or suspend your account at any time for violations of these Terms. You may also terminate your account at any time through the account settings.

9. Changes to Terms

We may modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the modified Terms.

10. Contact Information

For questions about these Terms, please contact us at legal@finaitics.com