Privacy Policy

Effective Date: 8/18/2025

1. Information We Collect

We collect information you provide directly to us, including:

• Account information (name, email, company details)
• Financial data from connected accounts (with your explicit permission)
• Transaction history and cash flow data
• Usage data and analytics

2. How We Use Your Information

We use the collected information to:

• Provide and improve our financial analytics services
• Generate cash flow insights and predictions
• Send important service updates and notifications
• Ensure the security and integrity of our Service
• Comply with legal obligations

3. Data Security

We implement industry-standard security measures to protect your data:

• End-to-end encryption for all data transmissions
• Secure data storage with encryption at rest
• Regular security audits and updates
• Limited access controls and authentication
• Compliance with financial data protection standards

4. Third-Party Services

We integrate with trusted third-party services to provide our functionality:

• QuickBooks: For accounting data synchronization
• Plaid: For secure bank account connections
• Stripe: For payment processing

Each third-party service has its own privacy policy, and we encourage you to review them.

5. Data Sharing

We do not sell, trade, or rent your personal information. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations
• To protect our rights and prevent fraud
• With service providers who assist in our operations (under strict confidentiality agreements)

6. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Export your data in a portable format
• Opt-out of marketing communications
• Revoke third-party access permissions

7. Data Retention

We retain your information for as long as your account is active or as needed to provide services. You may request deletion of your data at any time, subject to legal and contractual obligations.

8. Cookies and Tracking

We use cookies and similar technologies to:

• Maintain your session and preferences
• Analyze usage patterns and improve our Service
• Ensure security and prevent fraud

9. Children's Privacy

Our Service is not intended for users under 18 years of age. We do not knowingly collect information from children.

10. International Data Transfers

Your information may be processed in countries other than your own. We ensure appropriate safeguards are in place for international data transfers.

11. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or through the Service.

12. Contact Us

For privacy-related questions or concerns, please contact us at:

• Email: privacy@finaitics.com
• Address: [Your Company Address]